Senior Backend Engineer

London-based fintech startup transforming the UK car financing and payments market with global growth ambitions. The product enables car loan approval within minutes. The company has raised over £100M from leading venture capital investors and is now looking for experienced Backend Engineers to join the Risk Engines and Loans & Insurance teams.

Senior Backend Engineer
Full-time
English: Upper-intermediate

We are looking for experienced Backend Engineers to join our growing product squads, contributing to building core financial engines and next-generation decision platforms for credit, fraud risk, loans, and insurance products. You’ll work closely with product managers, data analysts, and engineers to design and develop complex, high-impact solutions from scratch.

What You’ll Do

  • Design and build backend services, decisioning models, and core financial systems
  • Collaborate with cross-functional teams to deliver scalable and user-friendly solutions
  • Improve system architecture, domain-driven design, and data-driven automation
  • Occasionally handle frontend tasks (TypeScript, Vue, React Native) for internal tools
  • Engage in all stages of the software lifecycle—from design to delivery and maintenance

What We’re Looking For

  • 6+ years of engineering experience, strong backend development skills
  • Solid background in Java, Spring Boot, AWS (other backend tech also considered)
  • Proficiency in SQL and relational data management (Snowflake, DBT)
  • Experience with microservices, Continuous Delivery, and domain-driven design
  • Product mindset and proven track record of delivering complex solutions
  • Fintech or related domain experience is a plus

What We Offer

  • Opportunity to build multiple products from scratch, including next-gen decisioning and insurance solutions
  • Senior, collaborative, and friendly team
  • Remote or hybrid work options
  • Competitive salary and possible equity (stock options)
  • 4 weeks paid vacation and 2 weeks sick leave
  • UK Visa sponsorship and team trips to London
  • Latest MacBook Pro and modern tools
Our recruiter
Antonina Matiushko
Antonina Matiushko
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